2015 Lincoln Navigator Extended Length

2015 navigator "L" extended length. 124k miles, clean title in my name. Black on black, power fold 3rd row. Seats 8, 3.5 Ecoboost/6 speed. 9k towing capacity. Gets 20+mpg with cruise set at 55-60mph. Every luxury option available. Remote Start,touchscreen, voice controls w/NAV, heated/cooled front seats/heated rear seats, power and memory stored seats/mirrors/steering wheel adaptive headlights. Adjustable colors for interior mood lighting. It has everything . Great tires and brakes all the way around. Brand new timing chain cam phasers (the most common and expensive repair on this engine) done with Ford OEM kit. Spark plugs also done . Paint is in good shape. handful of light scratches that would come out with a buff/wax job. Small dings here and there. Nothing major. Two cons. Previous owners had car seats in it and it left marks on the second row leather, and passenger Side power running board is noisy so it is unplugged. Willing to work with your bank for financing.